When you visit the Website, certain technical information may be collected automatically, including: 

• IP address;  
• browser type;  
• operating system;  
• referring website;  
• pages visited;  
• date and time of access; and  
• other technical information relating to your interaction with the Website.  

This information is generally collected in an aggregated form and is used to help us understand how visitors use the Website and to improve its functionality, security, and performance. 

The Website may use cookies and similar technologies to improve your browsing experience and to better understand how visitors interact with the Website. 

Cookies may be used to: 

• remember user preferences;  
• enhance Website functionality;  
• improve security;  
• analyze Website traffic; and  
• support future analytics tools, including Google Analytics.  

Most web browsers allow you to control or disable cookies through your browser settings. Please note that disabling cookies may affect certain Website functionality. 

We may use your information to: 

• respond to your inquiries;  
• communicate with prospective clients;  
• provide information regarding our professional services;  
• improve the Website;  
• maintain Website security;  
• comply with applicable legal obligations; and  
• protect our legal rights and legitimate business interests.  

At this time, we do not use information submitted through the contact form for marketing communications or newsletters unless you separately request such communications or otherwise provide your consent.

Zax & Associates LLC serves clients throughout the United States and internationally. 
If you access the Website from outside the United States, please note that your information may be transferred to, stored, and processed in the United States or other jurisdictions where our service providers operate. 
By using the Website and voluntarily providing information, you acknowledge and consent to such transfers, subject to applicable law.

We maintain reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction. 
However, no method of electronic transmission or internet storage can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of information transmitted through the Website. 

We retain personal information only for as long as reasonably necessary to: 

• respond to your inquiry;  
• provide professional advisory services;  
• comply with legal, regulatory, or professional obligations;  
• resolve disputes; or  
• enforce our agreements.  

Retention periods may vary depending on the nature of the information and applicable legal requirements.

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to:

• request access to your personal information;  
• request correction of inaccurate information;  
• request deletion of certain personal information;  
• request restrictions on processing;  
• object to certain processing activities; and  
• request information regarding our handling of your personal information.  

To exercise any applicable privacy rights, please contact us using the information provided below.

Residents of California may have additional privacy rights under applicable California law, including the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). 
Where applicable, California residents may request information regarding the categories of personal information collected, request deletion or correction of certain personal information, and exercise other rights provided under applicable law. 
We do not sell or share personal information for cross-context behavioral advertising as those terms are defined under applicable California law.

The Website is intended for business professionals and individuals seeking professional advisory services. 
It is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13 years of age. 
If we become aware that personal information has been collected from a child under 13 without appropriate consent, we will take reasonable steps to delete such information. 

Submitting information through the Website, completing a contact form, or communicating with us electronically does not create an advisor-client relationship with Zax & Associates LLC. 
An advisor-client relationship is established only after both parties have expressly agreed to an engagement, typically through a signed engagement letter or other written agreement.

Please do not submit confidential, proprietary, privileged, or otherwise sensitive information through the Website or by email unless and until an advisor-client relationship has been established and you have been instructed that such communications are appropriate. 
Communications submitted before an advisor-client relationship is established may not be treated as confidential. 

We may revise this Privacy Policy from time to time. 
The revised version will become effective upon posting on the Website. The "Last Updated" date at the beginning of this Privacy Policy will indicate the date of the most recent revision.

If you have questions regarding this Privacy Policy or our privacy practices, please contact: 
Zax & Associates LLC 
205 N. Michigan Ave., Suite 810 
Chicago, Illinois 60601 
Email: contact@zax-associates.com